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public telephone call to reporters before Mr. Wang said he lost money because the business to the private interest to pay on time, more than 60 million.
borrowed loan sharking business at a loss
Reporter saw Mr. Wang, his wife had just moved back to their old homes and the family has piled a lot of moving back but not had time to organize objects.
Mr. Wang said he was in September 2009 and other business partners to do switch wires, who knows the information poor, to the end of the year to more than 100 million loss, to face the risk of prosecution, I asked a lawyer, he said, is likely to be sentenced.
Mr. Wang,[link widoczny dla zalogowanych], the final anxiety
down
Wang said, this The key is, interest is not low, monthly interest rate of up to 8 points (8%),[link widoczny dla zalogowanych], as eager for money, Mr. Wang will own a set of high-tech zones in Hefei to 100 million of housing as collateral,[link widoczny dla zalogowanych], and then by 80 million.
of painful
mortgage procedures to run, the Mr. Wang said, when taking into account the business will be better after a month, plus high interest rates to borrow just for a month. But a month later, the business did not pick up a business before he agreed to buy nearly a million things that have wasted the goods, Mr. Wang could not also about 80 million.
this time, also deducted liquidated damages,[link widoczny dla zalogowanych], every day 1,500.

Mr. Wang's wife told reporters
that time, they do not couple the day the peace, paying the money raised is not enough to interest a month. Wang wants his business to Fan Ben,[link widoczny dla zalogowanych],
month passed quickly, fined thousands of dollars in later, Mr. Wang can only continue to give them the interest to send more than 60,[link widoczny dla zalogowanych],000 yuan. .
to sell the house in exchange for 80 million IOU
people to court, but then he consulted a lawyer, lawyer read his IOU and materials and told him,
things drag on into November, Mr. Wang is also a fragmented more than 60 million in interest, the last couple decided to sell the house.
couple sold the house nearly a million, but also the 80 million principal amount, and only then got back IOUs, / p>
This reporter then saw more than 140 million spent to redeem the IOU, IOU's content is very common, says: defaulters :×××Time says: January 2, 2010.
Mr. Wang said he was framed up to hang this IOU at home.
how high interest rates loan sharks?
year is approaching, many individuals, corporations need money,[link widoczny dla zalogowanych], the reporter in the provincial capital, it appears that is visible. From January 4 press start, follow these small ads and lenders made contact. A number of unannounced visits in a row,
monthly interest rate as high as
12%
news tips according to the small ads were called the The more interest rates will be appropriately reduced.
then dial the number with another reporter, The woman answered the phone said the loan on 50 million points of interest is 8, when a reporter called the interest rate is too high, the woman said:
(ie, angle of 2 to 1 on points of interest). According to the judicial interpretation of Supreme Court, if more than bank loan interest rate of 4 times the same (including the interest rate of the number) are usurious. The current benchmark lending rate, one-year 5.81%,[link widoczny dla zalogowanych], this means, 12% of the monthly interest rate is almost 25 times the bank.
can to loans secured
whether these usurious lending companies is how? This reporter on a company to conduct unannounced visits to usury.
according to the prompts on the small ads,[link widoczny dla zalogowanych], the reporter first came to a company called connected journalist.
then a medium height man to pick a reporter, and let the reporter to produce a real estate license. When a reporter handed him the real estate license and said with a smile which are beneficial to me.
under the leadership of the man, the reporter went to one not linked to any identity at the door,[link widoczny dla zalogowanych], and then there's a man open the door. The reporters found that there is an upper and lower levels of the house, stood a sofa on the first floor, two desks and some chairs. Reporter in the room and did not see a business license or business license permits and the like.

then they began to see the land certificate and the journalists real estate license, and asked the reporter is not paid in full. After some reading, thin little man said: half of the loans can only give you 35 million, the monthly interest rate is 8 points. corner. But interest rates also rose, to a corner on 2 points of interest. The next procedure is to play
IOU, and is reported, although the IOUs owed 50 million on the write, but actually get our hands on the only 44 million,[link widoczny dla zalogowanych], due to the deduction of one month's interest. Moreover, in the IOUs in the interest rate is not specified,
When asked if the interest is not in time but also on how to do so, the company took out the requirement is more than a day to 收取违约金 1,000 yuan, while still charging of interest. You go under.
two men then asked the reporters agree that the borrower, if agreed, they will copy a real estate license. Journalists to
usury company really put their money to customers? Usury is how to repay those debts that? A few days later, the reporter visited in a row over so-called
and debt collection companies to collect debts
Although the loan-sharking company
said he very formal, but others do not pay back the money in the face of the situation, in addition to forced selling of real estate mortgage,[link widoczny dla zalogowanych], real estate, the loan shark's most common method is to find someone to come collect debts. Hefei Jinzhai the road a
he told reporters, according to the rules of usury, interest on a monthly basis, if not of interest to settle the case, there is a way to roll the principal amount of the interest to go, and then start Lenders will not have no way, because the collateral in their hands. So next month,[link widoczny dla zalogowanych], issued 55 million of IOU.
When a reporter asked how the loans were owed, the men said they often, and debt collection companies,[link widoczny dla zalogowanych], things, but also, and we have no relationship.
reporter subsequently asked several other loan-sharking company, they said:
and loans to finance through the fund raising
reporters found that many funds in the hands of loan sharks are many companies, the reporter had a loan-sharking company by 10 million yuan,[link widoczny dla zalogowanych], the company said they can be resolved. Usury of money really come from? And usury, a company has had dealings of Mr. Zhao told reporters that within the millions of money, generally achieved through the financing,[link widoczny dla zalogowanych], money lending company to lower interest rates to borrow money from relatives or friends or colleagues, and then put a higher interest rate out for profit.
small loan company to deal with.
provincial capital company called room,[link widoczny dla zalogowanych], if not familiar, you need to almost double above the line of credit to real estate as collateral and other items.
civil usury regulation is vacuum
a telephone interview yesterday, Banking Bureau in Anhui Province, the staff on the phone said that the current banking regulatory bureau mainly for banks and other financial institutions,[link widoczny dla zalogowanych], civil usury regulation does not belong to the Banking Board. Then the reporter interviewed the Finance Office of Anhui Province, the staff said that their main regulatory small loan company, saying all the loan companies are required to obtain a business license, and a very strict examination and verification, not everyone have the right to put loans out . Civil usury was unlawful. However, staff also said the need to combat various departments of civil usury. He also warned that civil usury does not rule out the possibility of fraud,[link widoczny dla zalogowanych], the general public to avoid fraud.
prominent lawyer Wu Dingbing Anhui in an interview yesterday,[link widoczny dla zalogowanych], said he had acted on the case of civil usury, but the gathering of evidence, the hard to find loopholes in loan-sharking company. Article provided by this group
star newspaper reporter Zhou Ye photo coverage